How to Buy Ripple with USD: Step-by-Step Tutorial for Beginners

You should know how to buy Ripple with USD if you are keen on making the best returns in the trading of cryptocurrencies. Ripple is on the list of the Top 5 cryptocurrencies by market capitalization, and it is used as a tool for global money transfer.

It is possible to buy Ripple with USD or opt for the opportunity to buy Bitcoin and exchange it for XRP. The difficulties of cash and bank transactions vary from place to place, and these might impact on how and when such can be done.

In this article, the options to be examined are:

  1. How to buy XRP with USD using Coinbase and Binance
  2. How to buy XRP with USD using Bitstamp

Method 1: Use Coinbase and Binance

On Coinbase, it is possible to carry out USD transactions but, this is limited in scope. You can buy some cryptocurrencies like Bitcoin, Bitcoin Cash, Litecoin, and Ethereum on Coinbase while other tokens are not tradable. The limitation on tokens traded explains while an exchange like Binance has to be used for that purpose.

Here is what to do:

  1. Buy Bitcoin on Coinbase
  2. Send the Bitcoin to Binance
  3. Buy Ripple with Bitcoin on Binance

1. Buy Bitcoin on Coinbase

Here the steps you should follow to buy Bitcoin on Coinbase:

Step 1: Account Login

  • Go to the Coinbase homepage
  • You need to login to your account on Coinbase to buy Bitcoin
  • If you do not have an account, register here
  • The ‘sign in‘ tab is at the top right corner

register and sign in

Step 2: Select Your Trade

  • On your account dashboard, go to the buy/sell tab and click on it
  • The tradable cryptocurrencies will be displayed
  • Select Bitcoin and Click on it

select bitcoin

Step 3: Choose Payment Option

  • The dropdown menu for payment options will display when you click on Bitcoin Icon above
  • Click on your preferred option
  • If you are using a debit or credit card. You can proceed instantly
  • If you choose a bank transfer, the wire instructions will appear as you click
  • Complete the entries as you have decided
  • If the transfer was successful with bank wire, you will be notified
  • International wire transfers can take 2 to 3 days or more
  • Next is to confirm your purchase
  • Identify the ‘’buy Bitcoin instantly “ for immediate click
  • Then, confirm your purchase

buy bitcoin instantly

  • There is a green tab that will show at this stage
  • This indicates that your ‘buy Bitcoin’ click was successful.
  • Click on your account dashboard to view your balances
  • The Bitcoin will be right there.

2. Send the Bitcoin to Binance

The next step is to send the Bitcoin you bought on Coinbase to Binance. These are the steps you need to follow:

Step1: Identify your Binance BTC address

  • You need to now go to Binance homepage
  • If you do not have a Binance account, create one here
  • To the top-right corner of your screen is the ‘Funds’ tab
  • Click on the tab

click funds

  • The next display will show ‘balances’, ‘ deposits’, ‘withdrawals’ and ‘order history’ tabs
  • Click on the ‘deposit’ tab
  • A dropdown menu will now display to the left mid-corner of your screen

cyptocurrency selection

  • Click on the BTC symbol
  • The wallet address for BTC will show up
  • “CTRL C’ is the right shortcut to copy the BTC wallet address

Step 2: Send Your Bitcoin from Coinbase to Binance

You now need to go to Coinbase and complete the process of sending the Bitcoin to Binance:

  • Login to your Coinbase homepage
  • Go to the wallet tab and click
  • Go the Bitcoin link and click
  • The ‘send’ link will display next to the Bitcoin Icon
  • Using ‘CTRL V’, paste your Binance Bitcoin wallet address on the send link space
  • Enter the BTC amount you want to send
  • Submit the entries by clicking on the tab
  • Hit ‘the confirm ‘ tab to submit
  • The BTC should show up in your Binance ‘balances’ if all went well.

To confirm transaction  success:

  • Login to Binance
  • Go to your ‘ Funds’ tab
  • Click to open
  • Select ‘balances’
  • Your BTC balance will reflect what you sent in from Coinbase.

3. Buy XRP on Binance

Now that your BTC is in your Binance account, you now need to proceed to buy XRP:

  • Go to exchange on the top page header of Binance
  • Click on the tab and this will display
  • Click on ‘Basic’

click exchange on binance

The exchange page will display as follows:

exchange details


  • To the top right corner of the exchange page, you will find Favorites’

XRP BTC pair

  • Click on the BTC Icon to reveal the available pairs
  • If not, type in XRP into the search bar
  • As the XRP/BTC pair appears, click on it
  • This will take you to the buy and sell XRP tabs on the lower midsection of your screen

Market tab

  • Click on ‘market’ to show market price
  • Enter the amount of XRP you are buying or click on 100% to buy with your BTC balance
  • The order will be completed immediately
  • Go back to your ‘funds’ tab and click on it
  • Click on ‘balances’
  • You will find your XRP reflected.

You can watch the video below by clicking on the link. How to buy XRP with USD is explained vividly:

Check Coinbase review and Binance review here >>

Method 2: How to Buy XRP With USD Using Bitstamp

Bitstamp is one of the few exchanges where several options are available when buying XRP.

Step 1: Open a Bitstamp Account

These are the instructions you need to open a Bitstamp account:

  • To use Bitstamp, you need to have a registered account
  • You will have to supply an email ID and verify that the account is yours to proceed
  • Click on the Bitstamp homepage
  • Follow the prompt and supply your details

fill bitstamp details

  • Click on the ‘register ‘tab
  • Go to your email inbox and click o the verification link
  • Your account is now opened
  • Login to your Bitstamp homepage

login to bitstamp

  • You might be prompted for a password change. Do so if this happens.

Step2: Verify Your Account

The next instructions are needed to verify your Bitstamp account:

  • To be able to proceed with transactions, you have to verify your account
  • To do this, submit a link:
  • Provide the details requested as shown here and submit:

fill verification details

  • With the verification process ended, wait for a response
  • You will be contacted via email
  • Upon verification success, you will be able to deposit your funds and buy XRP.

Step 3: How to Deposit

Hare, he instructions to follow when depositing into your Bitstamp account:

  • Login to your Bitstamp account
  • Go to the dashboard and click on ‘deposit’
  • Choose the bank deposit type you want to use at the left-side menu
  • For international wires deposits, this will appear:

  • Fill in your details and click on the ‘deposit’ tab
  • The next page will show you the account details
  • Make sure your deposit source has the same name as your Bitstamp account
  • When the transaction is completed, you will be notified by email
  • Processing times for wire transfer is 2-5 days, depending on where it was initiated.

Step 4: Confirm your Balance and Buy XRP

To proceed to buy XRP with USD, follow these instructions:

  • Login to your Bitstamp account after your deposit notification is received
  • Go to the markets and select currency ( XRP/BTC, XRP/USD, etc ) as shown below:

buy XRP

  • Click on the icon for ‘Buy/Sell’ tab above
  • This will appear next:

order window

  • Under the ‘Instant orders’, click on ‘BUY XRP”
  • Enter the amount you are buying in the next window
  • Click on the ‘Buy XRP’ tab

buy XRP tab

  • Once you click to submit you order, the transaction will be processed
  • You can then click on your account tab to check your balance
  • If you want to trade with your XRP, you can leave it on the exchange.


This tutorial on how to buy XRP with USD has explained the two possible methods. While there are several exchanges that do not accept fiat currencies, Binance was chosen for its low fees regime.

For the fiat currency option, both Coinbase and Bitstamp options have been explained here. Go ahead to make the best use of the options as you trade. Bitstamp is a good candidate when selecting the best way to buy XRP with USD.